HomeBUYER Education
STEP 1: Home Ownership Orientation
Your first step on the path to home ownership is to attend a HUD Certified Home Buyer Education Orientation.
Steps to Becoming a Homeowner
Programs and services offered by Homsite
Homebuyer Education Course Overview
STEP 2: Homebuyer Education Course
Our Homebuyer Education course teaches the key aspects of purchasing a home including:
Understanding Credit & Developing a Monthly Budgeting
Mortgage Options & How to Avoid Predatory Lending
Realtor Relationships & How to Make an Offer
Purchase Contracts
Homeowner’s Insurance
What to Expect at Closing
Responsibilities of Homeownership
Our trained counselors incorporate current issues, such as sub-prime and predatory lending, foreclosure, how to obtain free credit reports, energy saving tips, and other relevant topics into the classroom discussions.
You will also be required to meet one-on-one with a housing counselor who will help you review your credit report, create a spending plan, repair your credit, decrease debt, and establish savings to become mortgage ready.
For more information please visit our office at 60 Clark Street, Auburn, NY 13021 or call us at 315.253.8451.